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2020 Was a Great Year for Investors. How Should You Invest Your Money in 2020?
The market was hot in 2020, but investors shouldn’t count on a repeat performance going forward. With that in mind, here are four smart moves to position yourself well in 2020.
What a year: 2020 is in the books and many investors experienced strong investment results. The Standard & Poor’s 500 Index finished 2020 with gains of over 31% including dividends — its strongest performance since 2020. With 2020 upon us, some investors are wondering if the market rally will continue or if a pullback is looming — especially in a presidential election year.
SEE ALSO: The 9 Types of People You’ll Meet in Retirement
While many people are concerned that the 2020 election could put the brakes on stock prices, the market’s track record is strong. In five of the past seven presidential elections, the U.S. stock market has produced positive returns.
However, history does show us that it’s unlikely the 2020 stock market will enjoy results similar to 2020. The S&P 500 has only experienced two consecutive years of double-digit returns five times in the past 20 years.
Given this scenario, what is an investor to do?
Here are four actions to take that can help investors manage fluctuations in the stock market in 2020:
Review Your Investment Portfolio Now
With recent large gains in stocks, many people now own portfolios that are heavily weighted — maybe too heavily weighted — in equities. For example, if you prefer a mix of 60% stocks and 40% bonds, gains by Apple, Microsoft and other technology companies in 2020 could have easily pushed stocks much higher than 60% of your portfolio.
Consider rebalancing your investment account so stocks are back to your ideal target range. This can be done by taking some of the gains from your stock returns and redeploying those funds into bonds, real estate, cash or other parts of your portfolio.
To Save on Taxes, Sell Your Losers
Investors with taxable brokerage accounts can offset some gains by selling individual stocks that performed poorly and lost money. Some department store stocks, such as Kohl’s and The Gap, were down double digits in 2020. By selling or “harvesting” these losses, investors are able to offset taxes on both gains and income. The security that is sold can be replaced by another stock, maintaining an optimal asset allocation and expected returns.
See Also: 3 Resolutions for Investing in 2020: How to Make the Most of Your Portfolio
Keep in mind that stocks owned less than 12 months will incur a higher short-term capital gains tax than those stocks you’ve held more than 12 months, so look at your purchase date before selling any stocks you own in taxable brokerage accounts. On the other hand, because there is no tax on stocks that have appreciated as part of 401(k) and 403(b) plans retirement plans, as well as deferred compensation accounts, investors have more flexibility to sell winners and reinvest those funds.
If You Need Money Soon, Do This
Investors who need to withdraw money in coming years to pay for major expenses, such as college tuition, a vacation home or their retirement, should look carefully at how aggressively invested that money currently is. A good rule of thumb is to place funds needed for large expenses in the next one to two years in a bank account instead of investing it.
Even mid-term cash needs could become more conservative now. For example, if you own a 529 college savings plan and your child is in high school, consider dialing back the risk in the fund by moving some money into bonds, cash or other safe investments.
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Retirees Should Continue to Own Stocks
With many bank accounts and certificates of deposit paying less than they were a decade ago, retirees have looked to other investments for income, including bonds and dividend-paying stocks. Many retirees will enjoy a longer retirement than their working years, spanning several decades, where inflation becomes a risk that must be addressed. As such, stocks will continue to play an important role in a retiree’s portfolio.
For many early retirees, a portfolio consisting of 50% to 70% stocks works well, especially for those with cash set aside to pay for their living expenses for two years or more. For older retirees, dropping the stock mix to 30% to 40% of their total investments is reasonable, because they will need income for a shorter period and face less chance that inflation will erode their purchasing power.
Another year where equities jump 30% or more would please most investors. Rather than hoping for another strong year, instead use your 2020 gains to make strategic short- and long-term decisions that fit your own financial goals.
See Also: 8 Questions to Ask Before Making Any Investment
Lisa Brown, author of “Girl Talk, Money Talk, The Smart Girl’s Guide to Money After College,” is the Chief Strategy Officer for corporate professionals and executives at wealth management firm Brightworth in Atlanta. Advising busy corporate executives on their finances for nearly 20 years has been her passion inside the office. Outside the office she’s an avid runner and supporter of charitable causes focused on homeless children and their families.
Comments are suppressed in compliance with industry guidelines. Click here to learn more and read more articles from the author.
This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.
Where to Invest, 2020
Eight trends point to what we think is a modestly bullish outlook for stocks.
Illustration by the Project Twins
By Anne Kates Smith, Executive Editor
November 27, 2020
From Kiplinger’s Personal Finance
Every bull market has its quirks, but this one, in its old age, has developed a split personality. After a near-death experience at the end of 2020, the bull recovered in 2020 and the stock market hit new highs, returning an incredible 23% by the end of October, as measured by Standard & Poor’s 500-stock index.
See Also: The 20 Best Stocks for 2020
And yet, this is no charging bull. It’s more like a Ferdinand, the old children’s book character who refuses to fight. What’s so strange is that the march to record highs has been led by investments favored by the timid—big, U.S. blue chips, low-volatility stocks and defensive sectors more in demand during bear markets than in powerful upturns. Money flowing out of stock funds has belied the index gains. “We have a 20% run in the stock market led by all the bearish assets,” says Jim Paulsen, chief investment strategist at the Leuthold Group. “All this reflects the weirdness of this recovery,” he says. “It’s truly a bull market led by bears.”
We think the bull can manage a more modest run in 2020, with a good chance that market leadership will come from sectors more traditionally, well, bullish. The familiar litany of risks hasn’t disappeared. But rather than obsessing about lurking bears and an imminent recession (at least for a while), it will make sense to mix a little offense with the defense in your portfolio. For some ideas on what to do with your money now, read about the trends we think will shape the market in 2020. Prices and other data are as of October 31.
1. Stocks keep climbing.
The stock market has defied the odds by continuing to rise well into its 11th year, despite softening earnings growth, recession fears and a huge cloud of tariff-induced uncertainty. Some of those odds will shift a bit more in the bull’s favor in 2020 as central bank stimulus works through the economy, earnings growth picks up, and investors regain an appetite for risk while at least a partial trade deal with China seems doable.
To be clear, we’re not saying to go all-in on stocks at this late stage in the economic recovery and the bull market. Paulsen thinks an appropriate portfolio weighting now might be about halfway between whatever your maximum exposure is and your average stock exposure. And this is no time for complacency, says Terri Spath, chief investment officer at Sierra Funds. “You have to be tactical and have a plan for how you’re going to manage volatility,” she says.
It seems reasonable to expect the S&P 500 to reach a level somewhere between 3200 and 3300 in 2020. The conservative, low end of the range implies a price gain of just over 5% and, adding dividends, a total return of just over 7%. That translates to a Dow Jones industrial average of around the 28,500 mark. Whether our call is wide of the mark, and whether the peak in 2020 comes at midyear or year-end, depends largely on how much the U.S. presidential election roils the market. We’ll also note that in 2020, a U.S. blue-chip barometer like the S&P 500 might not be your only gauge of success, as small-company stocks and foreign holdings may shine as well.
2. Recession fears recede.
U.S. manufacturing contracted in October for the third straight month, as global trade tensions continued to weigh on the sector. But the report was an improvement from the previous month, and similar indexes are showing more of an inflection. “You’re seeing early green shoots that the manufacturing recession is bottoming,” says Lindsey Bell, chief investment strategist at Ally Invest. (For more, see our interview with Bell.)
For the U.S. economy overall, Kiplinger expects growth of 1.8% in 2020, compared with an expected 2.3% in 2020 and 2.9% in 2020. Business spending in the U.S. has been subdued by uncertainty about a trade deal, the fallout from Brexit and angst over the presidential election. But with unemployment at decades-long lows, consumers, who account for the bulk of the U.S. economy, remain a strong underpinning. So does the Federal Reserve, which has cut short-term rates three times since June.
Kiplinger expects the unemployment rate to inch up to 3.8% in 2020 from 3.6% in 2020, and the Fed to cut rates at least once early in 2020. “The economy is in a tug-of-war between geopolitical risk and the underlying resilience of the American household, plus the Fed,” says Mike Pyle, global chief investment strategist at investment giant BlackRock. He is betting on the side that has U.S. consumers and central bankers on it.
3. Earnings pick up.
To say 2020 was a disappointing year for corporate earnings is an understatement. Wall Street analysts expect tepid profit growth of 1.3% for 2020, according to earnings tracker Refinitiv. But context is key: It’s no surprise that 2020 earnings were flat compared with profits in 2020 that were supercharged by corporate tax cuts.
For 2020, analysts expect robust earnings growth of just over 10%. Those rosy projections are no doubt high—consider that a year ago, analysts predicted earnings growth of 10% for 2020, too. A more realistic expectation for earnings growth in 2020 is roughly half the consensus estimate, or 5% to 6%, says Alec Young, managing director of FTSE Russell Global Markets Research. Still, “that’s sufficient to keep the market moving higher,” he says.
Reversing 2020 trends, the strongest profit growth is expected from the energy, industrials and materials sectors—the three biggest laggards in 2020. Based on earnings estimates for the next four quarters, the S&P 500 is trading at 17.5 times earnings—higher than the five-year average P/E of 16.6 and the 10-year average of 14.9, but far from outlandish levels.
4. The election trumps everything.
Before worrying about the 2020 presidential election, investors must first parse the potential fallout from a presidential impeachment—or not. The view on Wall Street is that even if President Trump is impeached, his removal from office is unlikely, and the exercise will turn out to be neutral for stocks. “The whole impeachment process is more political theater than anything else,” says Phil Orlando, chief stock strategist at Federated Investors.
And although the election promises to be a nail-biting affair, consider that, dating back to 1833, stocks have returned an average of 6% in presidential election years, according to the Stock Trader’s Almanac. In terms of election outcomes, the worst for stocks historically has been a Republican president with a split Congress, according to RBC Capital Markets (with 2020 being a glaring contradiction). Going back to 1933, whenever that leadership configuration has been in place, the S&P 500 has returned just 4% annualized. The best returns, 14% annualized, come under a Democratic president and a split Congress.
No sector is more in the policy crosshairs than health care, with insurers and drug makers buffeted by proposals to curb prescription prices and expand Medicare. These are variations on familiar themes, and health care stocks often lag ahead of U.S. elections, reports Goldman Sachs, falling behind the S&P 500 by a median of seven percentage points in the 12 months preceding the 11 presidential elections since 1976. As a result, Goldman recommends that investors tilt away from health care stocks. Investors should tread carefully with other sectors most at risk of potential policy changes, including energy (climate risk disclosures, carbon emissions regulations, fracking bans) and financials (more regulation, caps on credit card interest, student debt forgiveness).
5. Offense beats defense.
It may seem counterintuitive at this late stage, but the market in 2020 could reward a little more risk-taking, especially when it comes to betting on cyclical stocks (those that are more sensitive to swings in the economy). “It has been rewarding to be defensively aligned over the past 18 months,” says Mark Luschini, chief investment strategist at Janney Capital Management. “We’re beginning to detect a subtle, but we think persistent, shift to cyclical sectors. We think that’s where we want to be positioned in 2020.”
Consider consumer discretionary stocks (those of companies that make nonessential consumer goods). Investors can take a broad-based approach with Consumer Discretionary Select Sector SPDR (symbol XLY, $121), an exchange-traded fund whose top holdings are Amazon.com (AMZN) and The Home Depot (HD). Sam Stovall, chief strategist at research firm CFRA, says the firm’s favorite discretionary stocks include automotive retailers CarMax (KMX, $93) and O’Reilly Automotive (ORLY, $436). Bank of America Merrill Lynch recently recommended Mid-Atlantic homebuilder NVR (NVR, $3,637) in the wake of a pullback in the shares in mid October.
BofA also likes shares of industrial bellwether Caterpillar (CAT, $138), and it has raised its 12-month price target on the stock from $154 to $165 a share. Within financials, UBS Investment Bank recommends insurance giant American International Group (AIG, $53) based on its outlook for improved underwriting results and increasing profit margins.
Tech is another promising sector for 2020, but with a twist, says Paulsen. “The large caps are over-owned and over-loved,” he says. “Smaller names have done just as well, they have faster growth rates, and they’re not in the crosshairs of regulators,” he adds. Stocks in the S&P SmallCap 600 Information Technology index trade at close to the same P/E as stocks in the S&P 500 infotech index, Paulsen notes, when the former typically command an 18% premium. Worth exploring: Invesco S&P SmallCap Information Technology ETF (PSCT, $91). Top holdings include Cabot Microelectronics (CCMP), Viavi Solutions (VIAV) and Brooks Automation (BRKS).
Don’t abandon defensive holdings, such as consumer staples, utilities or low-volatility stocks. But you’ll want to scout for the less-pricey names. For example, Credit Suisse has come up with a list of low-volatility stocks with what the firm considers more-reasonable valuations, including advertising firm Omnicom (OMC, $77) and tech company Citrix Systems (CTXS, $109).
6. Value takes off.
For years, value stocks (those that are bargains based on corporate measures such as earnings or sales) have not kept pace with growth stocks (those boosting earnings and sales faster than their peers). The S&P 500 Value index has trailed its growth counterpart by more than five percentage points over the past three years. Since September, however, the value index has trounced growth, returning 6.5%, compared with 2%. We’ve seen such head fakes before. But analysts at Bank of America Merrill Lynch see “a convergence of signs for a sustained value run.” Among them: Value stocks, which tend to overlap with industries that are sensitive to economic swings, typically outperform when economic data start to perk up and when corporate profit growth accelerates.
Moreover, according to BofA, value stocks have been shunned by fund managers, leaving them both inexpensive and with lots of room to run. The S&P 500 Growth index recently traded at 22 times estimated earnings for the year ahead, compared with 15 for its value counterpart. Consider adding some value to your portfolio with two funds from the Kiplinger 25, the list of our favorite no-load funds: Dodge & Cox Stock (DODGX) and T. Rowe Price Value (TRVLX).
7. Rates bottom out.
Yields on 10-year Treasuries sank as low as 1.47% this past summer as recession fears reached a crescendo. Since then, the Fed has pushed short-term rates lower, and 10-year Treasury yields inched back up to 1.7% by the end of October—once again higher than shorter-term yields, thereby negating the dreaded recession harbinger of the so-called inverted yield curve. Still, Kiplinger doesn’t expect 10-year Treasury yields to climb above 2% as long as the trade war lasts, which poses challenges for income investors. “You need the ballast of Treasuries in your portfolio when there’s volatility,” says Young, at FTSE Russell. “But with rates at crazy-low levels, it’s important to get income from other sources as well.”
High-yield bonds (avoid the oil patch), emerging-markets bonds and dividend-paying stocks such as real estate investment trusts and utilities are good places to hunt for yield. Funds to consider include Vanguard High Yield Corporate (VWEHX), yielding 4.5%, and TCW Emerging Markets Bond (TGEIX), yielding 5.1%. Schwab US Dividend Equity (SCHD, $56), a member of the Kiplinger ETF 20 list of our favorite ETFs, invests in high-quality dividend payers and yields just over 3%. Spath, at Sierra Funds, is bullish on preferred stocks. IShares Preferred and Income Securities ETF (PFF, $37) yields 5.5%. (For more ideas, see Income Investing.)
8. Overseas markets revive.
A combination of low valuations and fewer headwinds could make international markets worth exploring in 2020. A comparison of MSCI market indexes in relation to expected earnings shows the U.S. recently trading at a P/E approaching 18, compared with almost 14 for the Eurozone and just 12 for emerging markets.Meanwhile, the European Central Bank launched another round of monetary stimulus in October, and the Fed easing rates in the U.S. should help lift currencies and financial markets in emerging countries. Global trade tensions could de-escalate as the U.S. election approaches, and Britain’s divorce from the EU has taken on a more civil tone.
“The good news on the policy front is recent and may take a few months to boost the global economy,” says market strategist Ed Yardeni, of Yardeni Research. But in terms of portfolio strategies, he says, “the bottom line is that Stay Home has outperformed Go Global during most of the current bull market, but Stay Home could lag over the next six to 12 months.” A worthy choice for investors considering adding some international exposure is Dodge & Cox International Stock (DODFX), with an expense ratio of 0.63%. The fund, which reopened to investors this past spring, has a value tilt and at last report had nearly 20% of assets invested in emerging markets. Top holdings include two French firms, drug maker Sanofi and banker BNP Paribas.
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How to Invest Money: A Simple Guide to Grow Your Wealth in 2020
Figuring out how to invest money can be a real challenge.
And I’m sure you’ll agree with me when I say:
There’s certainly no shortage of information on investing available in the digital age.
However, too much information can be overwhelming.
That’s why we made a guide to help you get a solid grasp of investing. It’s the perfect resource for beginners who want to start investing money in order to reach their financial goals.
We structured the information in a way that is comprehensive yet not overly complicated.
Outlined below you will find everything you need to know to start investing and begin preparing yourself financially for the future.
Free Investing Course for Beginners: Intro to Rule #1 Investing
How to Invest Money
When figuring out how to invest money, it’s best to start with the basics. I’m sure any financial advisor will agree with that.
These basics include setting the goal of your investments and determining where to invest money to best achieve each goal.
Investing Money for Beginners
When you invest money, what you are doing is either buying a portion of a company or a commodity with the belief that the value of that company or commodity will grow over time.
Investing is not a get-rich-quick scheme, but rather a way to consistently grow the wealth you already have. The good news is that even though investing is a way to grow your wealth, you don’t have to have a lot of money to get started.
Compounding interest dictates that even small sums of money can be turned into fortunes over time, providing you select the right investments.
Where Should I Invest Money?
When deciding where you should invest your money, you’ve got plenty of options. These options include:
1. The Stock Market
The most common and arguably most beneficial place for an investor to put their money is into the stock market.
When you buy a stock, you will then own a small portion of the company you bought into.
When the company profits, they may pay you a portion of those profits in dividends based on how many shares of stock you own.
When the value of the company grows over time, so do the price of the shares you own, meaning that you can sell them at a later date for a profit.
Other investment options include:
2. Investment Bonds
When you purchase a bond, you are essentially loaning money to either a company or the government (for US investors, this is typically the US government, though you can buy foreign bonds as well).
The government or company selling you the bond will then pay you interest on the “loan” over the duration of the bond’s lifecycle.
Bonds are typically considered ‘less risky’ than stocks, however, their potential for returns is much lower as well.
3. Mutual Funds
Rather than buying a single stock, mutual funds enable you to buy a basket of stocks in one purchase. The stocks in a mutual fund are typically chosen and managed by a mutual fund manager.
But here’s the kicker:
These mutual fund managers charge a percentage based fee when you invest in their mutual fund.
Most of the time, this fee makes it difficult for investors to beat the market when they invest in mutual funds. Also, most mutual fund investors don’t actually ever beat the stock market.
4. Savings Accounts
By far, the least risky way (and probably the worst way) to invest your money is to put it in a savings account and allow it to collect interest.
However, as is usually the case, low risk means low returns. The risk when putting your money into a savings account is negligible, and typically, there are little to no returns.
Still, savings accounts play a role in investing as they allow you to stockpile a risk-free sum of cash that you can use to purchase other investments or use in emergencies so you don’t touch your other investments.
5. Physical Commodities
Physical commodities are investments that you physically own, such as gold or silver. These physical commodities often serve as a safeguard against hard economic times.
Best Ways to Invest Money in Your 20’s
It’s never too early to start investing. In fact, just a few years of a head start can often lead to hundreds of thousands of dollars more money by the time you retire.
When you’re investing in your 20s, it’s best to start out by focusing on paying off any debt you may have such as student loans or credit-card debt.
Debt works just the opposite of investments, exponentially decreasing your wealth rather than exponentially growing it, so it’s a good idea to make getting debt-free your first and foremost goal.
Once you have your debt under control, start researching the stock market and investing as much as you can.
Take in as much information as you are able, and start highlighting quality companies that you believe will grow in value over time.
In case you’re wondering:
We’ll talk later about how to find good investments, but for now, know that once you have a few companies chosen, it doesn’t matter how much or how little you are able to invest.
It’s always a good idea to invest as much as you are able, but if you start in your 20s investing as little as a few thousand dollars a year, you will be well on your way to preparing for retirement.
How to Invest Money to Make Money
Many people view investing as a form of income, and some are quite successful at making a living by trading stocks.
This is the most glamorized form of investing, however, it isn’t the type of investing that most people benefit from. Most people benefit from long-term investing. This involves letting your money compound in the stock market over 10 and 20 years.
Long-term, value investing is how people retire rich.
Best Way to Invest Money Short-Term
Short-term investors make money by trading in and out of stocks over a short period of time rather than buying and holding them for several years.
While you certainly can make money doing this, the problem is that no matter how skilled at trading you become, there will always be a big element of luck involved.
For beginner investors, short-term trading comes down almost entirely to luck, and you can easily lose as much or more than you profit.
Rather than thinking about investing as a way to make short-term gains, it’s better to think of investing as a way of making long-term gains.
Keep in mind that you’re still making money either way.
With long-term investing, though, you are able to minimize your risk and negate the sometimes-crushing effects of short-term volatility and price-drops.
Where to Invest Money to Get Good Returns?
Investing money for small returns is incredibly easy and almost fail-safe. For example, you can put your money in US treasury bonds and be almost guaranteed to earn 2-3% annual returns on your investment.
The problem is that 2-3% returns are not nearly enough for most people to reach their retirement goals.
To actually build enough wealth to retire comfortably on, you’re likely going to have to seek out higher returns.
By far the best place to find these returns is the stock market by learning Rule #1 investing and buying wonderful companies on sale.
A wonderful company is one that will continue to grow as the years go by, surviving whatever challenges the market may throw at them along the way.
If you are able to find these companies to invest in, achieving average annual returns upwards of 15% is certainly within the realm of possibility.
Other (less desirable) investing options include:
Over the past 90 years, the S&P 500 – which is an index of the 500 biggest companies in the US and a pretty good reflection of the overall stock market – has delivered an average annual return of 9.8%.
This means that if all you did was take your money and dump it into the S&P 500 with no time spent researching and choosing stocks, you could still expect to make 3-4 times more than if you invested in bonds and upwards of 10 times more what you would earn putting your money in a savings account.
Investing in a 401(k) is another way to invest in the stock market. The real value of a 401(k), though, comes if your employer is willing to match a portion of your contributions.
This is essentially free money that doubles your investment regardless of what the market does, and it is certainly something you should take advantage of if you have the opportunity available.
Once you’ve reached the maximum amount of money that your employer is willing to match for the year, though, investing in a 401(k) becomes less desirable.
What’s the Best Way to Invest Money?
Of the investment options available, investing in the stock market is the option that offers the most potential for reward. However, you can’t blindly put your money in stocks chosen at random and expect to achieve great returns.
In order to succeed investing in the stock market, you have to use a system and a strategy.
At this point, I’d like to introduce you to what I firmly believe is the most effective investment strategy available today – Rule #1 investing.
Investing Strategy of Rule #1 Investing
Rule #1 investing is a process for finding great companies to invest in at a price that makes them attractive.
The pillars of this process are the 4Ms of Rule #1 investing, which are guidelines for determining whether or not a company is worth investing in.
These 4Ms of Successful Investing are:
One important factor to consider when analyzing the investment potential of a company is its management.
Companies live and die by the people who are running them, and you need to make sure that any company you invest in is managed by executives who are honest, talented, and determined.
Before you invest in a company, take the time to thoroughly familiarize yourself with its management, and make sure that you trust them to grow the company going forward.
If you are going to invest in a company, it needs to have some sort of personal meaning to you.
There are a couple of reasons why this is important. For one, you are more likely to understand companies that have meaning to you.
This means that you will be better able to analyze the future of the company.
Investing in a company that has meaning to you and that you believe in also makes you more likely to research the company and stay on top of what is happening with it – which, in the end, is a big part of being a successful investor.
When a company has a moat, it means that it is difficult for competitors to come in and carve away a portion of that company’s market share.
Margin of Safety
The final of the 4Ms of Rule #1 investing is Margin of Safety. The Margin of Safety is a measure of how “on sale” a company’s stock price is compared to the true value of the company.
The difference between price and value is an important distinction, as a company’s stock price can vary wildly without their value ever being affected.
Here’s the deal:
As Rule #1 investors, the goal is to find wonderful companies for a bargain price (50% off their actual value). By using our margin of safety calculator , you can determine whether a company’s stock price is on sale relative to the true value of the company.
How to Invest Money in Stocks
Getting started investing is simple.
Online trading platforms such as TD Ameritrade , and many others have made it easier than ever for beginner investors to buy and sell stocks without having to go through a traditional stockbroker. If you want to practice, you can read more here about paper trading .
However, in order to give yourself the best possible chance at succeeding as an investor and reaching your retirement goals, you will need to learn as much about investment strategy as you can as well as how to practically apply the strategies that you learn.
To this end, one of the most beneficial things that you can do is enroll in a free beginner investing course .
Stock Trading Courses for Beginners
Stock trading courses that are designed for beginner investors are able to teach you everything you need to know about the stock market, how to choose quality companies, when to buy and when to sell, and much more.
They are designed to thoroughly walk you through the process of investing one step at a time, teaching you investment strategies and how to apply them in a much more efficient way than the bombardment of sometimes confusing and contradicting information you will be able to find online.
If a beginner stock trading course sounds like something you could benefit from, I invite you to check out my Intro to Rule #1 Investing course .
This course is free to sign up for and is designed to teach you the fundamentals of Rule #1 investing that you can use to find wonderful companies at an attractive price and start achieving the types of returns that will set you up for future success.
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